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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,881 | $127,387-42.8% | $115,038-36.6% | $125,389-41.9% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -1.58% | 31.28%-32.9pp | 26.14%-27.7pp | 282.24%-283.8pp |
| Employer contribution / active EE | $6,976 | $5,166+35.0% | $4,608+51.4% | $4,866+43.4% |
| Participant deferral / active EE | $8,339 | $6,423+29.8% | $6,026+38.4% | $5,352+55.8% |
| Admin fee / account holder | $2,971 | $9,516-68.8% | $8,175-63.7% | $9,541-68.9% |