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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,965 | $85,766-32.4% | $136,298-57.5% | $70,126-17.3% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 16.78% | 31.46%-14.7pp | 5156.27%-5139.5pp | 73.15%-56.4pp |
| Employer contribution / active EE | $6,043 | $2,966+103.8% | $4,696+28.7% | $2,343+158.0% |
| Participant deferral / active EE | $6,646 | $5,051+31.6% | $6,247+6.4% | $3,332+99.5% |
| Admin fee / account holder | $2,242 | $5,421-58.6% | $9,244-75.7% | $4,645-51.7% |