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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $287,222 | $76,551+275.2% | $123,894+131.8% | $62,881+356.8% |
| Participation rate | 100.0% | 73.0%+27.0pp | 81.4%+18.6pp | 69.3%+30.7pp |
| Annual return | 5.84% | 18.68%-12.8pp | 47.52%-41.7pp | 20.14%-14.3pp |
| Employer contribution / active EE | $13,317 | $2,882+362.0% | $4,617+188.4% | $2,281+483.8% |
| Participant deferral / active EE | $10,178 | $4,840+110.3% | $5,984+70.1% | $3,203+217.8% |
| Admin fee / account holder | $13,324 | $4,826+176.1% | $8,357+59.4% | $4,296+210.2% |