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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $298,379 | $72,177+313.4% | $115,038+159.4% | $59,633+400.4% |
| Participation rate | 76.0% | 72.6%+3.4pp | 81.4%-5.4pp | 68.7%+7.3pp |
| Annual return | -0.31% | 12.02%-12.3pp | 26.14%-26.5pp | 2041.45%-2041.8pp |
| Employer contribution / active EE | $184 | $2,841-93.5% | $4,608-96.0% | $2,203-91.6% |
| Participant deferral / active EE | $8,701 | $4,783+81.9% | $6,026+44.4% | $3,192+172.6% |
| Admin fee / account holder | $29,023 | $4,927+489.1% | $8,175+255.0% | $4,297+575.4% |