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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $342,393 | $165,381+107.0% | $149,730+128.7% | $158,966+115.4% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 2.81% | 348.29%-345.5pp | 276.70%-273.9pp | 302.95%-300.1pp |
| Employer contribution / active EE | $1,819 | $5,104-64.4% | $4,645-60.8% | $4,762-61.8% |
| Participant deferral / active EE | $9,636 | $7,182+34.2% | $6,843+40.8% | $5,983+61.1% |
| Admin fee / account holder | $6,044 | $10,809-44.1% | $9,310-35.1% | $11,250-46.3% |