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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,909 | $138,076+88.2% | $123,553+110.4% | $135,380+92.0% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -13.06% | 153.70%-166.8pp | 119.21%-132.3pp | 519.81%-532.9pp |
| Employer contribution / active EE | $2,323 | $5,152-54.9% | $4,628-49.8% | $4,779-51.4% |
| Participant deferral / active EE | $9,169 | $6,800+34.8% | $6,426+42.7% | $5,609+63.5% |
| Admin fee / account holder | $3,389 | $10,917-69.0% | $9,284-63.5% | $10,828-68.7% |