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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $327,264 | $157,296+108.1% | $141,191+131.8% | $152,897+114.0% |
| Participation rate | 75.0% | 84.8%-9.8pp | 82.5%-7.5pp | 82.5%-7.5pp |
| Annual return | 22.87% | 64.34%-41.5pp | 71.41%-48.5pp | 345.43%-322.6pp |
| Employer contribution / active EE | $1,226 | $5,262-76.7% | $4,736-74.1% | $4,764-74.3% |
| Participant deferral / active EE | $6,687 | $7,111-6.0% | $6,710-0.4% | $5,851+14.3% |
| Admin fee / account holder | $3,386 | $12,125-72.1% | $10,264-67.0% | $11,599-70.8% |