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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,582 | $213,785+10.2% | $185,441+27.0% | $155,188+51.8% |
| Participation rate | 100.0% | 83.2%+16.8pp | 80.3%+19.7pp | 80.8%+19.2pp |
| Annual return | 15.11% | 19.97%-4.9pp | 20.16%-5.1pp | 148.84%-133.7pp |
| Employer contribution / active EE | $13,367 | $5,393+147.9% | $4,672+186.1% | $4,248+214.7% |
| Participant deferral / active EE | $9,975 | $6,864+45.3% | $6,152+62.2% | $6,531+52.7% |
| Admin fee / account holder | $2,051 | $21,134-90.3% | $17,890-88.5% | $14,480-85.8% |