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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,239 | $166,242+12.0% | $165,071+12.8% | $145,884+27.7% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 13.46% | 100.44%-87.0pp | 70.17%-56.7pp | 551.85%-538.4pp |
| Employer contribution / active EE | $12,488 | $5,283+136.4% | $4,347+187.3% | $4,662+167.9% |
| Participant deferral / active EE | $9,523 | $6,964+36.7% | $6,035+57.8% | $6,690+42.4% |
| Admin fee / account holder | $1,464 | $16,658-91.2% | $12,695-88.5% | $13,392-89.1% |