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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,184 | $77,707+102.3% | $70,161+124.0% | $139,456+12.7% |
| Participation rate | 100.0% | 83.1%+16.9pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 14.70% | 19.30%-4.6pp | 19.08%-4.4pp | 373.45%-358.7pp |
| Employer contribution / active EE | $12,824 | $4,986+157.2% | $4,285+199.3% | $4,753+169.8% |
| Participant deferral / active EE | $25,666 | $6,443+298.3% | $5,394+375.9% | $6,711+282.4% |
| Admin fee / account holder | $13,119 | $5,397+143.1% | $4,581+186.4% | $11,407+15.0% |