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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,758 | $67,214+100.5% | $61,491+119.2% | $134,532+0.2% |
| Participation rate | 100.0% | 83.7%+16.3pp | 79.3%+20.7pp | 81.2%+18.8pp |
| Annual return | -16.59% | -12.08%-4.5pp | -12.98%-3.6pp | 418.27%-434.9pp |
| Employer contribution / active EE | $14,535 | $4,974+192.2% | $4,246+242.3% | $4,741+206.6% |
| Participant deferral / active EE | $30,198 | $6,103+394.8% | $5,188+482.1% | $6,401+371.8% |
| Admin fee / account holder | $2,175 | $4,610-52.8% | $4,312-49.6% | $11,429-81.0% |