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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,952 | $56,544-24.0% | $75,501-43.1% | $70,126-38.7% |
| Participation rate | 80.9% | 68.1%+12.8pp | 72.4%+8.5pp | 69.5%+11.3pp |
| Annual return | 11.71% | 23.59%-11.9pp | 27.35%-15.6pp | 73.15%-61.4pp |
| Employer contribution / active EE | $855 | $1,817-52.9% | $2,352-63.7% | $2,343-63.5% |
| Participant deferral / active EE | $4,289 | $2,580+66.3% | $3,142+36.5% | $3,332+28.7% |
| Admin fee / account holder | $7,517 | $3,827+96.4% | $5,801+29.6% | $4,645+61.8% |