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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,595 | $52,306-16.7% | $69,779-37.5% | $62,881-30.7% |
| Participation rate | 75.8% | 67.2%+8.6pp | 71.8%+4.0pp | 69.3%+6.5pp |
| Annual return | 3.42% | 13.35%-9.9pp | 12.99%-9.6pp | 20.14%-16.7pp |
| Employer contribution / active EE | $885 | $1,799-50.8% | $2,338-62.1% | $2,281-61.2% |
| Participant deferral / active EE | $3,640 | $2,395+52.0% | $2,931+24.2% | $3,203+13.6% |
| Admin fee / account holder | $2,653 | $3,691-28.1% | $4,381-39.4% | $4,296-38.2% |