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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,403 | $88,778+78.4% | $81,844+93.5% | $145,884+8.6% |
| Participation rate | 12.5% | 75.1%-62.6pp | 72.4%-59.9pp | 80.3%-67.8pp |
| Annual return | 17.50% | 1033.03%-1015.5pp | 778.87%-761.4pp | 551.85%-534.4pp |
| Employer contribution / active EE | $7,725 | $3,087+150.2% | $2,916+164.9% | $4,662+65.7% |
| Participant deferral / active EE | $17,088 | $4,648+267.6% | $4,323+295.2% | $6,690+155.4% |
| Admin fee / account holder | $156,831 | $8,430+1760.3% | $7,355+2032.2% | $13,392+1071.1% |