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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,403 | $88,702+78.6% | $81,780+93.7% | $145,978+8.5% |
| Participation rate | 12.5% | 75.0%-62.5pp | 72.4%-59.9pp | 80.3%-67.8pp |
| Annual return | 17.50% | 1029.12%-1011.6pp | 776.27%-758.8pp | 550.52%-533.0pp |
| Employer contribution / active EE | $7,725 | $3,084+150.4% | $2,914+165.1% | $4,662+65.7% |
| Participant deferral / active EE | $17,088 | $4,645+267.9% | $4,321+295.5% | $6,690+155.4% |
| Admin fee / account holder | $156,831 | $8,414+1763.8% | $7,384+2024.0% | $13,400+1070.4% |