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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,152 | $125,237-56.0% | $105,608-47.8% | $145,877-62.2% |
| Participation rate | 66.7% | 77.7%-11.0pp | 75.3%-8.6pp | 80.3%-13.6pp |
| Annual return | 10.96% | 225.76%-214.8pp | 116.50%-105.5pp | 551.28%-540.3pp |
| Employer contribution / active EE | $2,003 | $3,720-46.2% | $3,167-36.8% | $4,663-57.0% |
| Participant deferral / active EE | $6,589 | $5,711+15.4% | $5,010+31.5% | $6,691-1.5% |
| Admin fee / account holder | $37,945 | $17,287+119.5% | $11,028+244.1% | $13,402+183.1% |