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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,575 | $118,695-53.2% | $98,916-43.8% | $158,950-65.0% |
| Participation rate | 76.9% | 77.8%-0.9pp | 76.0%+0.9pp | 82.0%-5.0pp |
| Annual return | 20.68% | 372.39%-351.7pp | 196.45%-175.8pp | 302.91%-282.2pp |
| Employer contribution / active EE | $2,349 | $3,333-29.5% | $2,689-12.7% | $4,762-50.7% |
| Participant deferral / active EE | $7,902 | $5,088+55.3% | $4,245+86.2% | $5,983+32.1% |
| Admin fee / account holder | $1,141 | $10,132-88.7% | $6,642-82.8% | $11,248-89.9% |