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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,427 | $93,598-36.5% | $135,974-56.3% | $75,173-20.9% |
| Participation rate | 50.0% | 75.2%-25.2pp | 81.9%-31.9pp | 67.2%-17.2pp |
| Annual return | 19.03% | 30.89%-11.9pp | 68.30%-49.3pp | 160.72%-141.7pp |
| Employer contribution / active EE | $1,516 | $3,538-57.2% | $4,859-68.8% | $2,671-43.3% |
| Participant deferral / active EE | $3,917 | $6,405-38.8% | $7,760-49.5% | $4,126-5.1% |
| Admin fee / account holder | $1,495 | $6,978-78.6% | $10,767-86.1% | $5,651-73.5% |