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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,057 | $82,674-47.9% | $125,381-65.7% | $68,486-37.1% |
| Participation rate | 45.6% | 75.1%-29.5pp | 82.4%-36.8pp | 67.9%-22.3pp |
| Annual return | -16.79% | -5.97%-10.8pp | 572.31%-589.1pp | -7.85%-8.9pp |
| Employer contribution / active EE | $1,099 | $3,382-67.5% | $4,815-77.2% | $2,597-57.7% |
| Participant deferral / active EE | $2,777 | $6,111-54.6% | $7,448-62.7% | $4,028-31.1% |
| Admin fee / account holder | $3,589 | $6,277-42.8% | $10,007-64.1% | $5,404-33.6% |