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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,493 | $98,776-57.0% | $149,745-71.6% | $79,856-46.8% |
| Participation rate | 53.4% | 75.8%-22.3pp | 82.5%-29.0pp | 69.6%-16.2pp |
| Annual return | 16.47% | 27.38%-10.9pp | 276.72%-260.3pp | 31.71%-15.2pp |
| Employer contribution / active EE | $1,350 | $3,217-58.1% | $4,646-70.9% | $2,471-45.4% |
| Participant deferral / active EE | $2,547 | $5,681-55.2% | $6,843-62.8% | $3,741-31.9% |
| Admin fee / account holder | $1,175 | $6,053-80.6% | $9,312-87.4% | $5,306-77.9% |