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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,746 | $106,749-27.2% | $145,433-46.5% | $82,448-5.7% |
| Participation rate | 49.3% | 75.6%-26.4pp | 82.1%-32.9pp | 68.1%-18.8pp |
| Annual return | 17.22% | 27.59%-10.4pp | 66.58%-49.4pp | 41.64%-24.4pp |
| Employer contribution / active EE | $1,431 | $3,444-58.5% | $4,554-68.6% | $2,551-43.9% |
| Participant deferral / active EE | $3,091 | $6,519-52.6% | $7,897-60.9% | $4,139-25.3% |
| Admin fee / account holder | $3,970 | $8,390-52.7% | $13,129-69.8% | $7,234-45.1% |