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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,746 | $106,524-27.0% | $152,301-49.0% | $87,485-11.1% |
| Participation rate | 49.3% | 75.8%-26.5pp | 82.4%-33.2pp | 68.9%-19.7pp |
| Annual return | 17.22% | 26.89%-9.7pp | 80.50%-63.3pp | 26.06%-8.8pp |
| Employer contribution / active EE | $1,431 | $3,371-57.6% | $4,624-69.1% | $2,596-44.9% |
| Participant deferral / active EE | $3,091 | $6,525-52.6% | $8,004-61.4% | $4,274-27.7% |
| Admin fee / account holder | $3,970 | $8,287-52.1% | $14,398-72.4% | $7,775-48.9% |