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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,866 | $209,422-58.0% | $178,503-50.8% | $158,982-44.7% |
| Participation rate | 50.0% | 86.4%-36.4pp | 81.9%-31.9pp | 82.0%-32.0pp |
| Annual return | 15.56% | 188.81%-173.2pp | 151.12%-135.6pp | 302.99%-287.4pp |
| Employer contribution / active EE | $1,519 | $5,707-73.4% | $5,011-69.7% | $4,763-68.1% |
| Participant deferral / active EE | $4,881 | $5,955-18.0% | $5,202-6.2% | $5,983-18.4% |
| Admin fee / account holder | $815 | $17,079-95.2% | $13,987-94.2% | $11,252-92.8% |