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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,119 | $202,342-56.5% | $172,752-49.0% | $152,897-42.4% |
| Participation rate | 43.8% | 87.1%-43.3pp | 82.6%-38.9pp | 82.5%-38.7pp |
| Annual return | 17.92% | 1029.83%-1011.9pp | 802.97%-785.0pp | 345.43%-327.5pp |
| Employer contribution / active EE | $1,574 | $5,858-73.1% | $5,144-69.4% | $4,764-67.0% |
| Participant deferral / active EE | $5,451 | $5,948-8.4% | $5,198+4.9% | $5,851-6.8% |
| Admin fee / account holder | $2,626 | $17,111-84.7% | $13,955-81.2% | $11,599-77.4% |