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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $267,880 | $102,429+161.5% | $147,096+82.1% | $80,925+231.0% |
| Participation rate | 93.8% | 75.9%+17.9pp | 82.2%+11.6pp | 67.7%+26.1pp |
| Annual return | 12.42% | 135.02%-122.6pp | 419.75%-407.3pp | 35.65%-23.2pp |
| Employer contribution / active EE | $5,633 | $3,716+51.6% | $4,936+14.1% | $2,756+104.4% |
| Participant deferral / active EE | $10,056 | $6,649+51.2% | $8,071+24.6% | $4,299+133.9% |
| Admin fee / account holder | $65,194 | $7,957+719.3% | $13,005+401.3% | $6,940+839.4% |