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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $267,880 | $102,422+161.5% | $147,117+82.1% | $80,959+230.9% |
| Participation rate | 93.8% | 75.9%+17.9pp | 82.2%+11.6pp | 67.7%+26.1pp |
| Annual return | 12.42% | 135.16%-122.7pp | 420.54%-408.1pp | 35.67%-23.3pp |
| Employer contribution / active EE | $5,633 | $3,717+51.5% | $4,932+14.2% | $2,757+104.3% |
| Participant deferral / active EE | $10,056 | $6,652+51.2% | $8,065+24.7% | $4,300+133.8% |
| Admin fee / account holder | $65,194 | $7,953+719.7% | $12,993+401.8% | $6,925+841.4% |