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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,866 | $115,814-57.8% | $101,275-51.7% | $158,982-69.3% |
| Participation rate | 55.0% | 79.4%-24.4pp | 75.8%-20.8pp | 82.0%-27.0pp |
| Annual return | 11.04% | 56.16%-45.1pp | 46.48%-35.4pp | 302.99%-292.0pp |
| Employer contribution / active EE | $0 | $4,176-100.0% | $3,660-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $5,847 | $4,958+17.9% | $4,371+33.8% | $5,983-2.3% |
| Admin fee / account holder | $4,499 | $7,249-37.9% | $5,948-24.4% | $11,252-60.0% |