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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,233 | $106,280-39.6% | $96,538-33.5% | $139,487-54.0% |
| Participation rate | 64.7% | 77.8%-13.1pp | 74.3%-9.6pp | 80.3%-15.6pp |
| Annual return | 15.33% | 38.48%-23.2pp | 35.74%-20.4pp | 373.84%-358.5pp |
| Employer contribution / active EE | $1,386 | $4,107-66.3% | $3,740-63.0% | $4,755-70.9% |
| Participant deferral / active EE | $6,680 | $5,457+22.4% | $4,880+36.9% | $6,713-0.5% |
| Admin fee / account holder | $1,019 | $7,888-87.1% | $6,737-84.9% | $11,407-91.1% |