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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,233 | $106,236-39.5% | $96,496-33.4% | $139,427-53.9% |
| Participation rate | 64.7% | 77.8%-13.1pp | 74.3%-9.6pp | 80.3%-15.6pp |
| Annual return | 15.33% | 38.43%-23.1pp | 35.70%-20.4pp | 373.27%-357.9pp |
| Employer contribution / active EE | $1,386 | $4,104-66.2% | $3,738-62.9% | $4,752-70.8% |
| Participant deferral / active EE | $6,680 | $5,455+22.5% | $4,879+36.9% | $6,711-0.5% |
| Admin fee / account holder | $1,019 | $7,879-87.1% | $6,731-84.9% | $11,404-91.1% |