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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $370,498 | $148,623+149.3% | $135,974+172.5% | $139,466+165.7% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | -1.08% | 79.30%-80.4pp | 68.30%-69.4pp | 373.66%-374.7pp |
| Employer contribution / active EE | $19,276 | $5,246+267.4% | $4,859+296.7% | $4,754+305.5% |
| Participant deferral / active EE | $9,068 | $8,103+11.9% | $7,760+16.9% | $6,712+35.1% |
| Admin fee / account holder | $2,594 | $12,406-79.1% | $10,767-75.9% | $11,409-77.3% |