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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,401 | $157,296+57.3% | $141,191+75.2% | $152,897+61.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | -1.55% | 64.34%-65.9pp | 71.41%-73.0pp | 345.43%-347.0pp |
| Employer contribution / active EE | $13,201 | $5,262+150.9% | $4,736+178.7% | $4,764+177.1% |
| Participant deferral / active EE | $8,427 | $7,111+18.5% | $6,710+25.6% | $5,851+44.0% |
| Admin fee / account holder | $1,762 | $12,125-85.5% | $10,264-82.8% | $11,599-84.8% |