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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $410,745 | $59,440+591.0% | $78,004+426.6% | $82,637+397.0% |
| Participation rate | 71.4% | 62.8%+8.6pp | 69.4%+2.0pp | 68.1%+3.4pp |
| Annual return | 14.33% | 40.24%-25.9pp | 31.07%-16.7pp | 53.51%-39.2pp |
| Employer contribution / active EE | $0 | $1,750-100.0% | $2,469-100.0% | $2,552-100.0% |
| Participant deferral / active EE | $13,403 | $3,138+327.1% | $4,092+227.6% | $4,126+224.8% |
| Admin fee / account holder | $1,846 | $5,504-66.5% | $7,578-75.6% | $7,339-74.8% |