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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $280,576 | $96,508+190.7% | $75,901+269.7% | $152,897+83.5% |
| Participation rate | 77.3% | 76.2%+1.1pp | 69.3%+8.0pp | 82.5%-5.2pp |
| Annual return | 22.75% | 33.99%-11.2pp | 30.76%-8.0pp | 345.43%-322.7pp |
| Employer contribution / active EE | $0 | $3,310-100.0% | $2,501-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $9,598 | $4,554+110.8% | $3,603+166.4% | $5,851+64.0% |
| Admin fee / account holder | $3,604 | $8,081-55.4% | $5,420-33.5% | $11,599-68.9% |