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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,829 | $58,523+109.9% | $99,470+23.5% | $72,983+68.3% |
| Participation rate | 76.8% | 64.6%+12.2pp | 73.8%+2.9pp | 69.5%+7.3pp |
| Annual return | 13.57% | 28.51%-14.9pp | 30.72%-17.2pp | 81.01%-67.4pp |
| Employer contribution / active EE | $2,493 | $1,512+64.9% | $2,540-1.9% | $2,440+2.2% |
| Participant deferral / active EE | $4,435 | $2,606+70.2% | $3,619+22.6% | $3,608+23.0% |
| Admin fee / account holder | $1,823 | $4,102-55.6% | $6,252-70.8% | $5,124-64.4% |