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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,827 | $56,110+67.2% | $94,993-1.2% | $70,126+33.8% |
| Participation rate | 98.1% | 65.0%+33.1pp | 73.9%+24.2pp | 69.5%+28.5pp |
| Annual return | 10.21% | 51.02%-40.8pp | 27.14%-16.9pp | 73.15%-62.9pp |
| Employer contribution / active EE | $2,438 | $1,442+69.1% | $2,603-6.3% | $2,343+4.1% |
| Participant deferral / active EE | $4,064 | $2,391+70.0% | $3,317+22.5% | $3,332+22.0% |
| Admin fee / account holder | $2,847 | $3,456-17.6% | $4,960-42.6% | $4,645-38.7% |