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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,610 | $94,436-72.9% | $115,599-77.8% | $82,637-69.0% |
| Participation rate | 100.0% | 70.4%+29.6pp | 74.3%+25.7pp | 68.1%+31.9pp |
| Annual return | 15.49% | 18.37%-2.9pp | 111.10%-95.6pp | 53.51%-38.0pp |
| Employer contribution / active EE | $3,553 | $2,324+52.9% | $2,955+20.2% | $2,552+39.2% |
| Participant deferral / active EE | $4,527 | $3,955+14.5% | $4,889-7.4% | $4,126+9.7% |
| Admin fee / account holder | $6,881 | $10,328-33.4% | $12,841-46.4% | $7,339-6.2% |