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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,912 | $76,371-0.6% | $93,621-18.9% | $72,975+4.0% |
| Participation rate | 100.0% | 71.8%+28.2pp | 75.8%+24.2pp | 69.5%+30.5pp |
| Annual return | 109.46% | 25.82%+83.6pp | 32.76%+76.7pp | 81.01%+28.5pp |
| Employer contribution / active EE | $1,370 | $2,276-39.8% | $2,719-49.6% | $2,440-43.8% |
| Participant deferral / active EE | $4,058 | $3,538+14.7% | $4,070-0.3% | $3,608+12.5% |
| Admin fee / account holder | $996 | $6,839-85.4% | $7,890-87.4% | $5,124-80.6% |