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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,198 | $54,355-0.3% | $82,744-34.5% | $68,486-20.9% |
| Participation rate | 97.9% | 63.9%+34.0pp | 72.6%+25.4pp | 67.9%+30.0pp |
| Annual return | -19.64% | -13.67%-6.0pp | 702.22%-721.9pp | -7.85%-11.8pp |
| Employer contribution / active EE | $2,254 | $2,219+1.6% | $3,008-25.1% | $2,597-13.2% |
| Participant deferral / active EE | $6,570 | $3,246+102.4% | $4,395+49.5% | $4,028+63.1% |
| Admin fee / account holder | $578 | $4,397-86.9% | $5,325-89.1% | $5,404-89.3% |