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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,371 | $45,152+0.5% | $73,836-38.6% | $59,633-23.9% |
| Participation rate | 60.7% | 64.0%-3.3pp | 73.4%-12.7pp | 68.7%-8.0pp |
| Annual return | -0.42% | 27.40%-27.8pp | 2268.06%-2268.5pp | 2041.45%-2041.9pp |
| Employer contribution / active EE | $1,512 | $1,901-20.5% | $2,787-45.8% | $2,203-31.4% |
| Participant deferral / active EE | $6,310 | $2,573+145.2% | $3,583+76.1% | $3,192+97.7% |
| Admin fee / account holder | $6,682 | $3,515+90.1% | $4,882+36.9% | $4,297+55.5% |