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| Provider | Service type | Compensation |
|---|---|---|
OSAIC WEALTH INC2 years Service code 27 10 EXCHANGE PLACE STE 1410 · JERSEY CITY, NJ 07302 | Advisory (Plan) | $66,452 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $50,503 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $37,124 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,240 | $106,247+53.6% | $147,096+11.0% | $77,714+110.1% |
| Participation rate | 79.7% | 78.4%+1.3pp | 82.2%-2.5pp | 70.6%+9.1pp |
| Annual return | 14.20% | 56.87%-42.7pp | 419.75%-405.5pp | 31.26%-17.1pp |
| Employer contribution / active EE | $2,626 | $4,069-35.5% | $4,936-46.8% | $2,727-3.7% |
| Participant deferral / active EE | $10,290 | $7,996+28.7% | $8,071+27.5% | $4,649+121.3% |
| Admin fee / account holder | $437 | $338+29.3% | $13,005-96.6% | $433+0.9% |