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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 10 EXCHANGE PLACE STE 1410 · JERSEY CITY, NJ 07302 | Advisory (Plan) | $76,295 |
Filed as: ADVISED ASSETS GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $32,145 |
Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $13,379 |
SAGGAR & ROSENBERG, P.C.5 years Service code 99 ONE CHURCH STREET, SUITE 700 · ROCKVILLE, MD 20850 | Other Fees | $12,000 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,366 | $104,336+85.3% | $159,474+21.3% | $86,821+122.7% |
| Participation rate | 79.3% | 77.7%+1.6pp | 82.8%-3.5pp | 72.3%+7.0pp |
| Annual return | 12.22% | 26.32%-14.1pp | 263.68%-251.5pp | 97.94%-85.7pp |
| Employer contribution / active EE | $2,373 | $3,451-31.2% | $4,831-50.9% | $2,406-1.4% |
| Participant deferral / active EE | $9,163 | $6,837+34.0% | $7,353+24.6% | $4,132+121.8% |
| Admin fee / account holder | $428 | $172+148.7% | $10,802-96.0% | $170+152.6% |