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| Provider | Service type | Compensation |
|---|---|---|
OSAIC WEALTH INC2 years Service code 27 10 EXCHANGE PLACE STE 1410 · JERSEY CITY, NJ 07302 | Advisory (Plan) | $66,452 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $50,503 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $37,124 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,240 | $106,264+53.6% | $147,117+11.0% | $77,762+109.9% |
| Participation rate | 79.7% | 78.4%+1.3pp | 82.2%-2.5pp | 70.6%+9.1pp |
| Annual return | 14.20% | 56.94%-42.7pp | 420.54%-406.3pp | 31.27%-17.1pp |
| Employer contribution / active EE | $2,626 | $4,074-35.5% | $4,932-46.8% | $2,728-3.7% |
| Participant deferral / active EE | $10,290 | $8,003+28.6% | $8,065+27.6% | $4,651+121.3% |
| Admin fee / account holder | $437 | $334+30.8% | $12,993-96.6% | $433+1.0% |