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| Provider | Service type | Compensation |
|---|---|---|
LPL FINANCIAL1 year Filed as: LPL FINANCIAL CORPORATION Service code 27 · EIN 04-3046611 | Advisory (Plan) | $19,853 |
Filed as: MML INVESTORS SERVICES LLC Service code 27 · EIN 04-1590850 | Advisory (Plan) | $13,186 |
Filed as: TRANSAMERICA RETIREMENT SOLUTIONS, Service code 15 · EIN 13-3689044 | Recordkeeping | $12,007 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,503 | $55,470+209.2% | $155,556+10.3% | $74,478+130.3% |
| Participation rate | 92.0% | 61.9%+30.1pp | 78.2%+13.8pp | 67.2%+24.8pp |
| Annual return | 14.37% | 269.80%-255.4pp | 64.84%-50.5pp | 1370.56%-1356.2pp |
| Employer contribution / active EE | $8,910 | $2,267+293.1% | $4,675+90.6% | $2,626+239.3% |
| Participant deferral / active EE | $7,064 | $2,838+148.9% | $5,631+25.4% | $4,350+62.4% |
| Admin fee / account holder | $331 | $1,744-81.0% | $15,885-97.9% | $1,946-83.0% |