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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,702 | $91,198+176.0% | $178,503+41.0% | $79,856+215.2% |
| Participation rate | 74.5% | 69.2%+5.3pp | 81.9%-7.5pp | 69.6%+4.8pp |
| Annual return | 21.18% | 24.20%-3.0pp | 151.12%-129.9pp | 31.71%-10.5pp |
| Employer contribution / active EE | $2,952 | $3,257-9.3% | $5,011-41.1% | $2,471+19.5% |
| Participant deferral / active EE | $4,751 | $3,237+46.8% | $5,202-8.7% | $3,741+27.0% |
| Admin fee / account holder | $5,242 | $6,748-22.3% | $13,987-62.5% | $5,306-1.2% |