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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,353 | $73,848+92.8% | $143,799-1.0% | $68,486+107.9% |
| Participation rate | 95.6% | 66.7%+28.9pp | 80.3%+15.3pp | 67.9%+27.7pp |
| Annual return | -22.30% | 0.91%-23.2pp | -0.04%-22.3pp | -7.85%-14.4pp |
| Employer contribution / active EE | $12,733 | $3,184+299.8% | $4,952+157.1% | $2,597+390.4% |
| Participant deferral / active EE | $7,814 | $3,385+130.9% | $5,638+38.6% | $4,028+94.0% |
| Admin fee / account holder | $13,482 | $5,755+134.3% | $14,677-8.1% | $5,404+149.5% |