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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,542 | $77,816+120.4% | $123,552+38.8% | $64,173+167.3% |
| Participation rate | 98.5% | 74.7%+23.8pp | 82.3%+16.2pp | 69.6%+29.0pp |
| Annual return | -4.01% | 12.49%-16.5pp | 119.20%-123.2pp | 7.63%-11.6pp |
| Employer contribution / active EE | $515 | $3,014-82.9% | $4,628-88.9% | $2,381-78.4% |
| Participant deferral / active EE | $13,244 | $5,240+152.7% | $6,426+106.1% | $3,470+281.7% |
| Admin fee / account holder | $8,502 | $5,519+54.1% | $9,285-8.4% | $4,887+74.0% |