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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,849 | $85,766+129.5% | $136,298+44.4% | $70,126+180.7% |
| Participation rate | 88.1% | 74.2%+13.9pp | 81.9%+6.1pp | 69.5%+18.5pp |
| Annual return | 14.45% | 31.46%-17.0pp | 5156.27%-5141.8pp | 73.15%-58.7pp |
| Employer contribution / active EE | $181 | $2,966-93.9% | $4,696-96.1% | $2,343-92.3% |
| Participant deferral / active EE | $11,265 | $5,051+123.0% | $6,247+80.3% | $3,332+238.1% |
| Admin fee / account holder | $3,068 | $5,421-43.4% | $9,244-66.8% | $4,645-33.9% |