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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,139 | $76,551+139.2% | $123,894+47.8% | $62,881+191.2% |
| Participation rate | 96.5% | 73.0%+23.5pp | 81.4%+15.1pp | 69.3%+27.2pp |
| Annual return | 6.93% | 18.68%-11.7pp | 47.52%-40.6pp | 20.14%-13.2pp |
| Employer contribution / active EE | $316 | $2,882-89.0% | $4,617-93.2% | $2,281-86.2% |
| Participant deferral / active EE | $12,765 | $4,840+163.7% | $5,984+113.3% | $3,203+298.5% |
| Admin fee / account holder | $2,893 | $4,826-40.0% | $8,357-65.4% | $4,296-32.7% |