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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,700 | $32,037+114.4% | $69,182-0.7% | $62,881+9.3% |
| Participation rate | 23.7% | 43.4%-19.7pp | 55.1%-31.4pp | 69.3%-45.6pp |
| Annual return | 10.14% | 15.16%-5.0pp | -21.93%+32.1pp | 20.14%-10.0pp |
| Employer contribution / active EE | $1,242 | $679+82.9% | $1,206+3.0% | $2,281-45.5% |
| Participant deferral / active EE | $366 | $1,185-69.2% | $1,897-80.7% | $3,203-88.6% |
| Admin fee / account holder | $1,083 | $2,608-58.5% | $2,697-59.8% | $4,296-74.8% |