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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,556 | $27,639+256.6% | $61,501+60.2% | $68,490+43.9% |
| Participation rate | 17.7% | 39.5%-21.8pp | 52.6%-34.9pp | 67.9%-50.2pp |
| Annual return | -23.63% | -13.19%-10.4pp | 339.04%-362.7pp | -7.85%-15.8pp |
| Employer contribution / active EE | $467 | $696-32.9% | $1,160-59.7% | $2,597-82.0% |
| Participant deferral / active EE | $1,461 | $1,264+15.7% | $2,125-31.2% | $4,028-63.7% |
| Admin fee / account holder | $164 | $2,012-91.8% | $2,132-92.3% | $5,403-97.0% |