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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,024 | $93,598-59.4% | $135,974-72.0% | $75,173-49.4% |
| Participation rate | 73.1% | 75.2%-2.1pp | 81.9%-8.8pp | 67.2%+5.9pp |
| Annual return | 25.64% | 30.89%-5.3pp | 68.30%-42.7pp | 160.72%-135.1pp |
| Employer contribution / active EE | $2,585 | $3,538-26.9% | $4,859-46.8% | $2,671-3.2% |
| Participant deferral / active EE | $4,651 | $6,405-27.4% | $7,760-40.1% | $4,126+12.7% |
| Admin fee / account holder | $1,921 | $6,978-72.5% | $10,767-82.2% | $5,651-66.0% |