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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,603 | $89,367-75.8% | $141,191-84.7% | $72,975-70.4% |
| Participation rate | 76.9% | 75.1%+1.8pp | 82.5%-5.6pp | 69.5%+7.4pp |
| Annual return | 24.15% | 111.87%-87.7pp | 71.41%-47.3pp | 81.01%-56.9pp |
| Employer contribution / active EE | $929 | $3,115-70.2% | $4,736-80.4% | $2,440-61.9% |
| Participant deferral / active EE | $2,175 | $5,419-59.9% | $6,710-67.6% | $3,608-39.7% |
| Admin fee / account holder | $1,424 | $5,957-76.1% | $10,264-86.1% | $5,124-72.2% |