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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,887 | $98,776-75.8% | $149,745-84.0% | $79,856-70.1% |
| Participation rate | 70.8% | 75.8%-5.0pp | 82.5%-11.7pp | 69.6%+1.1pp |
| Annual return | 26.34% | 27.38%-1.0pp | 276.72%-250.4pp | 31.71%-5.4pp |
| Employer contribution / active EE | $1,756 | $3,217-45.4% | $4,646-62.2% | $2,471-28.9% |
| Participant deferral / active EE | $2,995 | $5,681-47.3% | $6,843-56.2% | $3,741-19.9% |
| Admin fee / account holder | $1,764 | $6,053-70.9% | $9,312-81.1% | $5,306-66.8% |