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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,937 | $102,382-50.2% | $147,005-65.4% | $80,874-37.0% |
| Participation rate | 72.0% | 75.8%-3.8pp | 82.2%-10.2pp | 67.6%+4.4pp |
| Annual return | 19.12% | 134.89%-115.8pp | 418.76%-399.6pp | 35.62%-16.5pp |
| Employer contribution / active EE | $2,506 | $3,715-32.5% | $4,934-49.2% | $2,756-9.0% |
| Participant deferral / active EE | $5,671 | $6,646-14.7% | $8,070-29.7% | $4,297+32.0% |
| Admin fee / account holder | $2,011 | $7,942-74.7% | $13,006-84.5% | $6,935-71.0% |